Retiring in a Volatile Market: Control What You Can Douglas M. Lynch, CPA, CFA, CFP Retirement during a volatile market is unsettling. Whether you are on the cusp or have already made the leap, a market downturn’s impact on your savings will be felt now and potentially for years to Read More…
Investments
Bucket Approach To Retirement Investing
Time-Bucketing A Retirement Investing Plan Retirement is one of the biggest transitions of life, and it naturally brings up a lot of questions. For many people, the most pressing is whether existing savings will be enough to provide the life they want, for the entire length of retirement. The traditional Read More…
I Bond Update
We put together a video to provide a quick reminder/update on the great opportunity in I Bonds in today’s current high inflation environment. As noted, the current rate of 7.1% will be earned during the first 6 months and it is virtually certain that the rate during the next 6 Read More…
Qualified Charitable Distributions: A Tax-Efficient Giving Strategy
Supporting charitable organizations is a lifelong habit for many people. But once you get into retirement, there may be additional tax benefits you can take advantage of if you use a qualified charitable distribution (QCD) instead of donating by check. A QCD is a donation from your IRA account directly Read More…
7.1% Rate on A Safe Investment! I Bonds Deserve Attention
Treasury I Bonds are estimated to have a 7.1% rate beginning November 1, 2021. This is much better than comparable alternatives. If you have more than a nominal amount parked in checking & saving accounts or money market funds, you have bemoaned that you are earning 0% (or close to) Read More…
How We Think About Elections & Investment Decisions
The most frequent question I have received in recent weeks has been some form of “Doug, what do you think will happen with the markets given the election coming up?” Experience shows that for every person that asks, there are usually many more with the same question so below we Read More…
